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Wow

Wow, This has been a funny year, lots of ups and downs, combined with confusion. The irony is life could be good if we are blessed with excellent health. Yet, for some the ups and downs of sales or markets, color attitude. Not to worry...

Finish The Year Strongly

Finish The Year Strongly Why? Nothing as Pleasant as a satisfying memory filled with accomplishment. and Whoops, not as much fun to remember, unless we use it as a learning experience. Lot of lessons learned each year, some pleasant,...

Gratitude

Gratitude This is a great time of year to give Thanks and Express Gratitude for the many blessings we enjoy and share the Joy of the Good News. Read a funny sign in a mall the other day: "Happy Whatever Doesn't Offend You."

Sense Of Direction

Sense Of Direction It is essential, we live in an age of instant access complete with sound and picture. Golly, how do we cope? Keep our eyes on the prize we have chosen to pursue. Sounds simple, no it isn't easy, just simple, one word...

Oh Boy

Being Ignored?

Being Ignored? It happens, someone is too busy or not interested, or exhausted, or working beyond their capability, and wham, we are drifting in space wondering did we do something wrong? No, as long as you and I have been polite, held...

Really? Librarians?

“If past history was all there was to the game, the richest people would be librarians.” - Warren Buffett

Pearl Harbor Day

Pearl Harbor Day Not a happy one for America or Japan, the continuation of war for many, the beginning for the U.S.A. Many of my uncles along with my father did their duty and came back with memories they did not share, God Bless them...

Best Time Ever?

Best Time Ever Money? Relationships? Health? Wealth? Opportunity? Joy? Let's get our acts together and encourage you do to the same. Have fun with it, go for a better and constantly improving and working at it You. Have Fun And Be Well.

Does This Help?

Does This Help? Be Encourage, of Good Cheer, Enthusiastic, Helpful, Joyful, Energetic Prepared with Passion and Purpose.

Tis The Season

Tis The Season To Give Thanks, Share The Joy, The Truth, The Smiles and Good Food and Good Cheer.

Twelve Days of Christmas

True love will need to have more money on-hand to fill stockings this holiday shopping season due to high-flying Geese prices and a tight labor market for Lords-a-Leaping, Pipers Piping and Drummers Drumming. The cost of this...

Have Fun With It, Today!

Have Fun With It, Today! God Bless America, God Bless Your Heart, Enjoy Have Fun, Be Productive and Encouraging, There are enough grumpy people in the world, Leave the worrying to the Worrisome.

That Is So Funny

That Is So Funny Explaining if you are going to Mars, it will be all work and no play and Some passengers will die along the way, others won't survive the work, and No one will be returning to earth. That is Laugh Out Loud Funny and...

Happy Healthy Thanksgiving

Happy Healthy Thanksgiving It was 1952, my father took me to a new car dealership in N.J. We walked into the showroom, I was four years old. A salesman asked has anything caught you eye? I said, "That one." Pointing to a Buick...

Chips?

One sector of manufacturing where America remains a leader: computer chips. The U.S. exports $44 billion in semiconductors annually, making them America’s fourth-largest manufacturing export after cars, airplanes, and refined oil...

What Motivates You?

What Motivates You? For some it is a steep hill or A "You can't do it and you will be back." Or On a positive note, a burning desire to reach........whatever it is for us to reach. Discover what motivates you, and use it to go discover...

Wow, Wasn't That Not Fun?

Wasn't That Not Fun? We asked for something not easy, yet simple, not in a hurry, Sometimes it works swimmingly well for those who get it, And Then there are the other times, when only follow up and persistence will begin to broach,...

Habits

Habits Are Part of Us. Great, add a positive wrinkle along the way, could be exercise upon getting out of bed, Smiling as soon as we are awake, complementing and encouraging those we see. Meditating as soon as we wake up, and feeling...

Do What Matters

Do What Matters Spend less money than you make? Golly, that is the secret to all financial success. What about later in life? Wouldn't it be great to understand what is okay in advance? I think that makes sense.

I Still Love Lucy

“The secret of staying young is to live honestly, eat slowly, and lie about your age.” -Lucille Ball

Are We There Yet?

Are We There Yet? No, and we are enjoying our Journey, Experience, Adventure, Pops, and Triumphs, Set-backs, Upsets, Bumps In The Road, Pictures, Lyrics, and Limericks, So, What is On Your Dance Card Today? What Would You Like To...

OverComing

OverComing Had a haircut today from Charlie, who is a year or two older than I am. Asked, Charlie, I haven't seen you in a while, how are you doing? Well, he had fallen down, later discovered he had a hematoma by his brain, Had it...

H.O.W. Health Opportunity Wealth

Health Opportunity Wealth If You have Your Health You Have Everything, Anonymous Opportunity comes disguised as work. Wealth is attracted to those who add value consistently. Take a Breath, Smile, Envision the ideal future, Take a...

Vespa?

Vespa? Had one of those as a senior in college, lots of fun rides until a blowout back tire. Enough, switch to our first new car, 1970 VW Microbus, wow, was that a fun ride. Ages and Stages, Life's adventures continue with a Lexus,...

What Can A Financial Planner Do For Me?

What Can A Financial Planner Do For Me? Simple, give perspective, check where you are today, discover your concerns and goals. Assess if what you have done and the team that helps you are effective and appropriate. Determine your risk...

Oh Boy It's Fall Again

Oh Boy It's Fall Again Fabulous Harvesting Time Of Year Chill in the air, Spring in our step, Acorns looking to grow into might oak trees breaking new ground. New Car Models being announced and introduced, soon to hit the streets of...

Does This Appeal To Our Goals?

Does It Appeal To Our Goals? Seriously? Yep, are we loving what we do with a Passion that does not quit or falter? I sure hope so, 'cause without that Love of what we are doing, We just might begin to understanding wavering rather...

God Bless America

God Bless America We live in a great country, we each make our contributions. Let us do it with Joy and Purpose. Lovely

Which Era Are We In Now?

Which Era Are We In Now? Is it a new adventure, something we have prepared to do all our lives? or Simply another day to press on praying for the weekend? We get to chose and enjoy or regret. Have fun with it,

Fifty-Five Years Ago

Fifty Five Years Ago We played, we ran, started slow in the first half, so we had practice before the game. That's right we played a game and a half at home. Exciting stuff is youth, oddly I still go to a gym three days a week and...

Are You Serious

Are You Serious Hope so, it shows when we are and when we are drifting through the motions. So, learn new habits and put them in place and enjoy life with passion and purpose.

Fifty-Five Years Ago

Only Fifty-Five Years Ago The Football players came to practice basketball with the earlier turnouts. We ran weaved passed, and won more games than any of the other teams at HHHS (Hasbrouck Heights High School) that season. Sadly, it...

Beauty and Effort

Beauty and Effort Yep, that is one beautiful machine, can't imagine all he work that went into it. Just getting it to Pebble Beach would be a job, it is by invitation only. Must have a memorable car, go through the pre-judging, pass...

Let's Be Honest

Let's Be Honest When we wake up stiff all over and are a little stuffed up, Who wants to go to the floor and exercise? Me? Well no, and we make ourselves do it anyway. Life is about habits not willpower. Let's enjoy the moment, smile,...

That Was Fun

That Was Fun Big Engine, Fins, Enthusiasm U.S.A. on the move recovering from a strike, New era about to dawn. Lovely, just like today, time to smile, take a deep breath, and get moving.

Team Up

Team Up We have strength in numbers, when we pick the right players. When we don't it certainly is a learning experience. We all have a unique ability and we flourish when we are lucky enough to be using it. Have Passionate Purpose...

How Hard Are We Working?

How Hard Are We Working? Beautiful car fully restored hundreds if not thousands of hours of labor and creativity. The same needs to be done with our lives, health, and fitness. Lovely

Be Encouraged and Encourage Others

Be Encouraged and Encourage Others Let's put a smile on our faces, spring in our step, and Be Encouraged, we are alive and growing. Encourage others we all can use a kind and true word. Now let's hit.

We Are Not Listening?

We Are Not Listening We can change that and become coachable and capable if we want to, wouldn't you agree?

Okay? We All Have Those Dayz

We All Have Those Days So, what to do? Take a deep refreshing breath, watch something funny, that makes us laugh, Relax, and decide what three things we need to do today to make us happy with the progress. Okay? Let's.

Isn't This Fun?

Pebble Beach Concours d'Elegance early in the morning still cold enough for a hat an ski neck wrap and met Wayne Carini, Second Generation car guy following in his father's foot steps. Lovely

How Long and What's My Mark?

How Long and What's My Mark? This is a beautiful Mercedes Benz, we have a SL500 2003 Not as impressive, yet it make the mark for me from one spot to the next with style. We encourage, inspire, reach out, and do our best to do our best,...

Planning Ahead

Planning Ahead What a Joy when a plan comes together. Yep, I do remember that TV show and the movies, too. Take a deep breath, saw Uncle Bill the other day, he is eighty and hardly looks fifty. It is possible, despite high natural...

Are You Ready For Some Football

Are You Ready For Some Football? Not unique to me yet a question often asked where I live Texas, Football is a Religious Experience Just Is, Whether it is Friday Night Lights, College games on Saturday, or the every playing NFL One...

Victim, Or Responsible?

Victim or Responsible? Oh Boy, it is on me, and oh yes and on you as well. We make the decisions, take the action, reap the experience and rewards or Not. Take a deep breath and step on out to it and through it. It is and will continue...

Heart Attack and Survival

A recent study set out to determine what predicted the best outcome of surviving your first heart attack 12 month afterwards and based it on a single outcome: survival or death. The best predictor? The number and quality of...

Morning Rituals?

Morning Rituals Wake up early: Meditate Affirmations Visualization Exercise Read Write So says the Morning Miracle Community

Take A Deep Breath of Air

Take A Deep Breath of Air Smile, isn't that refreshing? Now, pull your head up toward the ceiling, oh boy our necks are longer We are growing? No, we are stretching. Let's take a step forward and swing our arms about. If it is okay...

Want What You Want and.....

Want What You Want and ............ Pursue with Passion. Let no one "Should" on you. Step? One at a time and breathe the air of Joy, Purpose, and Passion. Have fun with it and stretch along the way.

TaKe A Step

TaKe a Step Yes, there is a typo TaKe, should be Take, One step in the write (right) just checking your attention, Begins or might even continue our journey to smiles, accomplishment, Capability, display of Courage and Commitment. Have...

Guess We Are Slow Today

Guess We Are Slow Today It happens, not to worry, just take a step, now another one, we are moving. Great, let's continue, one progressive step at a time. There we go again, with some passion and momentum. Lovely

Stretch It Out and Be Social

Stretch It Out and Be Social Guide to good or improving Health? Golly much to my surprise being social and friendly is as important as exercise Isn't that a pleasant surprise for some of you? I hope so. Okay, let's take a walk around...

Injuries

Injuries Will happen, just part of life, especially when we push ourselves. Yes, warm up, check with your health care and fitness teams, Love what we are doing, and Once in a while an awy happens. Smile, learn ice it, rest it, rehab...

Set Backs?

Set Backs? Oh sure, live long enough fill life with adventures and We will have some set backs. Learning experiences preparing us for Winter. Winter is coming, sooner than we think. Enjoy each breath and moment, listen, learn, improve....

Drifting?

Drifting? Don't we all especially during the Summer. Not to worry take a deep breath, smile one toe touch, then reach for the sky Wasn't that fun? You bet, now let's get cracking.

Being Present

Being Present I know, some people like listening to music or watch TV while on the treadmill No, no, no. Concentrate on the work, feel and see the muscles working and toning. Be there and be aware, Focus. Lovely

Getting Closer

Getting Closer Been taking piano lessons since October 2015, it has been a journey. Never had learned to read music and only knew Middle C. Now I know what it must be like to begin to exercise at an advanced age. Since I started when I...

Smile and Do It

Smile and Do It Smile, take a deep breath, it will all work out. Let's go Do It. Lovely

Good News About Jobs

Over the past year, thru July, U.S. manufacturing added 327,000 jobs, the most of any 12-month period since April 1995, and, in 2017, produced about $6 trillion in gross output.-CNBC, August 3, 2018

Get Up & Out

Get Up & Out That is the beginning of the beginning. Let's gear up in prayer, positive encouragement, words of empowerment, Have fun with it and get up and out. Enjoy Enjoy

Take A Deep Refreshing Breath

Take A Deep Refreshing Breath Hold it for a moment and smile. Isn't it refreshing and energizing? Great, if we can let's do some Burpees (we used to call them squat thrusts) If not a couple of Royal Canadian Push ups, a walk and a long...

Purpose

Purpose Do we have one? Much to my surprise when I ask this question I get a blank look. Golly, what would that be like? Okay no guilt trip, let's simply enjoy this day one step in the right direction At a time. More filtered water,...

Are We On The Right Track For Financial Independence?

Are We On The Right Track For Financial Independence? Great Question and we have been researching the answer for years. Love discovery where we are and where we would like to go, Then mapping out a plan and helping implement that plan...

Pivot

Pivot Be Grateful for another day of Adventure. New sight to see with old eyes and ears. Take a deep refreshing breath and smile. It is more than Okay, now and has always been. Let's get moving.

How Long Do We Plan On Living Well?

How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...

How Long Do We Plan On Living Well?

How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...

How Long Do We Plan On Living Well?

How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...

Logging IN?

More than 90% of login tries at online stores are from criminals, fewer than 10% from real customers. Hackers are also responsible for 60% of login traffic at banks and airlines. -Qz.com, July 18, 2018

Barre'

Barre' We were in Houston, staying at the Houstonian Hotel. It has a world class spa on its campus. While attending a BARRE' Class, fell in love with the concept. Sadly we haven't pursued this, why not start now? Just a thought, think...

Two Steps Forward and.....

Two Steps Forward and ..... There will be slips along the way and that is okay, as long as we Get back in the game and take a step or two forward. Shoes in the exercise closet, smile on our faces, determination in our hearts Lovely,...

Mother Of Pearl

Mother Of Pearl Purpose? Fit, Muscular in an Athletic Style, Healthy, Happy, Joyous, Content Yet, not static, ever listening and Learning, Mentoring along the way. So, we Muck about, Mechanically progress, seek the Magic, Master, then...

Whoopy We Have New Habits

Whoopy We Have New Habits Getting up early early in the morning, so very refreshingly quiet and peaceful. Taking a long deep breath, listening to Our Daily Bread and The Bible. Stretching, Shadow Boxing, Walking about the neighborhood,...

Inflation

According to the IMF, inflation in Venezuela could exceed one million percent by the end of the year. In March, the Venezuelan president ordered that three zeroes be knocked off the denominations of the bolivar, the country’s...

Hit The Ground Running?

Hit The Ground Running? How do we do that? Well, we have a purpose in mind and a passion for it. It is easier to stay focused on good health and fitness if that is one of our passions. If not, we are drifting in space. Much to my...

Do What You Love To Do

Do What You Love To Do No Kidding. Love to write? Write. Speak? Speak. Help High Net Worth Investors, go where they are already. Enjoy singing, go help the band. Smile, it is more fun than Frowning. Love getting up and about,...

God Bless America

God Bless America Golly, Miss Mollye, there you go again. America is not just beautiful, but so very diverse and vibrant. How does that work for the rest of us? Not very well, or it might. Some like quiet and out of the way, some of us...

We Are Blessed

We Are Blessed Really, that again? Yes, how lucky to be born in the U.S.A., knowing both parents, and brother. Living in a home (house) going to school with the same kids through high school Going to TCU after NCE, F.U. and Sun...

Persist and Move About

Persist and Move About Whether it is playing the piano, or doing push ups, do it. Why? A little progress each day brings Joy. Live each day as if it were a gift and share that Joy with those about us.

That's Not Working

That's Not Working Okay, we are having a learning experience. Sometimes we practice and it does not seem like we are making practice even though we are Yet, there are other times, when we have put our ladder up against the wrong wall....

Minds

“Great minds discuss ideas; average minds discuss events; small minds discuss people."-Eleanor Roosevelt

The Burn

The Burn Fort Worth, Texas 111 degrees in the shade, Dallas, 112, Whoops, what to do in such heat? Stay out of it, remain indoor, take a walk through the mall, workout under a fan, Remain fully hydrated, stretch, smile Thank God for...

Summer Time and It Is Hot Hot Hot

Summer Time and It Is Hot Hot HOt God Bless America it is hot and muggy even at 6AM. Not to worry or get in a hurry, it is still possible to take a walk and some pictures, Remain hydrated, smiling, walking flapping our arms in the air...

Summer Time and It Is Hot Hot Hot

Summer Time and It Is Hot Hot Hot God Bless America it is hot and muggy even at 6AM. Not to worry or get in a hurry, it is still possible to take a walk and some pictures, Remain hydrated, smiling, walking flapping our arms in the air...

What Is On Our Mind?

What Is On Our Mind? Pretense? Addiction to our phones? Liquor? RX, The Bible? or Perhaps exercise, proper nutrition, and spiritual life, and visiting with our family and friends Help in all areas of our lives? Have a vision, stick...

Joy, Peace, Harmony

Joy Peace Love Harmony The Beat Goes on or Not. So On those days, we do, on other daze we may not, Press on with the Practice, The Joy, Peace, Harmony and Love. Let's get up and after it, with passionate Purpose. Lovely

Advertising

Google and Facebook combined make up roughly 25% of all global advertising expenditures, and control more of the advertising market than all of the print media on the planet.-Abundance Insider, July 11, 2018

Are We Willing?

Are We Willing? Able and Doing what we are supposed to be doing? Process seems to work when we stick with it. Piano Practice? Do it daily and in time, magic comes. Improve fitness? Drink plenty of water, eat foods that agree with us...

Fit Or Fat?

Fit Or Fat? What is the difference? Usually it is what we do or do not eat. Sorry, it is often that simple. So, drink water, eat a bite or two less, exercise more, laugh a lot. and Enjoy Our Journey.

Vacation Days Not Taken

American workers forfeited a total of 212 million vacation days in 2017, equivalent to $62.2 billion in lost benefits. In other words, the average American employee donated $561 back to their employer by not using allotted vacation...

Be Productive

Be Productive It is fun and augments the adventure of life. Fun, Fun, Vacation, Take A Break, A Deep Breath and Smile. Now let's get up off the couch and move about.

Hay Fever?

Hay Fever? Nothing quite the surprise of walking, discovering and admiring bright blooming flowers Bammmmmmmm Why do we feel a little stuffy? That is funny, the bitter with the sweet. We press on and on with a smile on our faces and...

Isn't That Fun

Isn't That Fun Not a day goes by when we can't learn and do something new and energizing. Whether it is reading "The Old Flag" poem to a retirement village audience or Hopping and bopping to a new or routine, or exercise program. Have...

Stick With It

Stick With It Grit, Determination, Commitment, Finishing Strongly All wonderfully satisfying? Yes, and No. When we are full of energy and enthusiasm yes. On the dull what happened to my energy daze? No. Makes no difference. Stick With It.

Grow?

Grow Every day, as a wise man told me this morning, Have a Process, System, and Focus on Growth every day. So, let's get up off our seats and move it, so we can lose it or build it or stretch it. Grow, Grow, Grow.

We Are Still Active

We Are Still Active Yes, we are, why wouldn't we be, let's walk and explore the Spring Booms, Swing on the swing with the kids in the park if we like, Splash in the pool, return calls, go to the gym, and Bible Study, Pack for a trip,...

From Here and Now to WOW(r)

From Here and Now to WOW(r) Yes, that is a trademarked phrase, happily went through the process to have it done. Going through the process to access our health and fitness, might be a great idea. Knowing where we are and where we would...

Create Our Fitness

Create Our Fitness Yes, it is up to us, we were born with...... Now, take control of it with good food, drink, activity, thoughts, in put, entertainment and Most importantly, LOVE. Now let's get productive, and enjoy the Journey.

Project Your Vision

Project Your Vision With each breath, thought and action. Isn't that a fun concept? I think it is, if we have discovered our purpose, and pursue it with passion. Oh boy life hops and bops. Smile, take a deep breath, assume the Superman...

Artificial Intelligence and Skin Cancer Detection

Artificial Intelligence can detect skin cancer more accurately than experienced dermatologists. When pitted against the skills and experience of 58 dermatologists from 17 different countries, the machine came out on top identifying...

Spread Joy

Spread The Joy Smile, look up, take a deep breath, heal, be Joyous. Now, let's get up and move, could be push ups, walking, curls, bench press, squats or Whatever is on our routine today. Spread The Joy and Good News.

Not Feeling Up To It?

Not Feeling Up To It? No Worries, get up and out and after it. We don't have time to mope and act like a ........ Look up, take a refreshing hit of fresh air, and smile, while we go about what we do. One Step at a time with Joy and...

Our TV

Our TV Went Blue Screen. I placed with one of the controllers and the picture popped back. Next morning, no amount of signal switching replaced the blue screen except "the Menu". Oh, gee, who to call what to do? Forget about it. I...

Take A Deep Breath

Take A Deep Breath Wasn't that refreshing? Now, let's bend to the left then to the right, straight down and up. Another deep breath, lift one knee then the other, repeat, take couple of steps. Let's go to the gym, smile and cheer...

Stretch

Stretching Snap crackle and pop There we go again, we are stretching, now warming up and stepping out. Wasn't that fun? Let us be sure to drink plenty of good filtered water, eat properly Along with proper rest, and stimulation and...

Monday

Monday? Yes, it is Monday, let's get up and after it. Stretch, warm up, push, pull, smile, take a deep breath, look around, appreciate. Learn, Listen, Love. That is the beginning of a great day, Enjoy.

Have A Vision

Have A Vision It might be helpful to have a picture of your vision, no kidding. Nothing like having a reminder of what we are traveling toward. Whether it is a dress or slacks size, weight, or running time, or maximum weight Or Simply...

Isn't This A Hoot?

Isn't This A Hoot? Yes, this is one lovely example of a car as old as many of us. Back when I was in Pop Warner football, our coach had one of these and Was kind enough to give me a ride and explain the badge on his glove box. We...

Routine?

Routine? Has a place in life, whether it is dancing on Thursday PM or Taking deep breaths while stretching every morning. Let's put a smile on our faces and enjoy our day.

Be Mindful

Be Mindful Press on and enjoy each step of progress and regress, action and procrastination. Not to worry or be in a hurry, simply smile take a deep breath and step on. Lovely.

Just Add A Step

Just Add A Step One after another, and in time, we get where we are going. It is lovely to know where we are, then get directions and get moving. Wouldn't you agree? So, let's get moving.

Growing?

Growing? Every day in some way on purpose? Sounds silly when we have children, grandchildren, and perhaps even great grandchildren? Of course not, we have experience, perspective, wisdom if we cared to listen and learn, So, why not...

Choose Wisely

Choose Wisely Fit folks hang out with other fit folks, as do the donut shop crowd, the curious and not. So setting up our environment to succeed and be fit works, just works that way. Pack good food in our refrigerators, and that is...

Struggle Is Progress

Struggle Is Progress Why? Golly, I love to see butterflies and Think of the butterfly and its metamorphosis. It was and is a struggle to go from worm to butterfly. Same is true for us as well. Lovely

First Thing

First Thing In the morning we can stretch to wake up our muscles and joints, read, meditate, Plan the day, and prepare for the surprises that will arise, heck we might even play the piano. Have fun with it, get up move, and do...

Joy

Joy Of Vision, Planning and Acting on The Plan, can be satisfying and good for us. Whether it is learning the dance steps, how to read music, writing a poem, or Getting up off our chairs and stepping in the fitness direction. It...

Millennials Seeing Financial Advice

According to a recent study published by Deloitte, 84% of Millennials are seeking financial advice from a trusted source, especially since 24% of them can only demonstrate a basic knowledge of financial concepts. -WealthManagement.com...

Stretching?

Stretching? Yes, stretching, our bodies, back, thoughts, and actions. Why? Remember how much fun new discoveries were when we were toddlers? Guess what, no need to give up on that discovery process. Stay young, take a different route,...

Ages and Stages

Ages and Stages How delightful to watch my youngest grandchildren on their climbing wall and in our trees. They are so happy as they get stronger and explore new heights. We too can explore at each and every age and stage. Life is an...

Labor Statistics

In March of this year, there were 6.55 million job openings, and 6.59 million people claiming unemployment, meaning there is now a job opening for nearly every unemployed worker in America.-Bureau of Labor Statistics, May 8, 2018

New Problems?

New Problems now confront the world, a lack of skilled, trained, willing new people to fill, exciting and not so exciting positions, in the field, shops, companies, here in the U.S.A. How very wonderful, we need more imaginative ways...

New and Improving?

New and Improving, view of the day, each step, with a growing appreciation for every breath we take. Fill the moment with the new discovery that our grandchildren show us every time they jump in the pool and if you like, join them in...

Fitness Is Essential

Fitness Is Essential? Why? Well last time I looked health is just as important as wealth. Lose one the other seems to follow. Personally moving about, working up a sweat, eating properly (contents and volume) maintaining a Joyous...

Be Kind

Be Kind What a big black bug, not sure what kind of fly or bee it is yet it sure caught my attention. Being kind is sweet and by the way sets the tone, and could spread throughout the day. Give it a try. Okay back to the work out? Set...

Barbara Bush Lives On and On

“Never ask anyone over 70 how they feel. They’ll tell you.” -Barbara Bush

Millennials Are Moving Right Along $$$

Nearly half of working millennials have $15,000 or more in savings and 16% have $100,000 or more in savings.-MarketWatch, April 26, 2018

The Joy Of Travel

Do we enjoy Traveling? Some of us do. What brings us Joy? It could be new sights, sounds, food, people, language, or simply getting out of the house and seeing the other side of the street. Summer is approaching, let's plan a trip....

13 Best Places to Live, Plano, Made the list

http://start.att.net/news/read/category/lifestyle/article/business_insider-13_us_cities_everyone_agrees_are_the_best_places_t-newscred2

What 65 Year Olds Are Doing

The portion of Americans over the age of 65 who were employed, full-time or part-time, climbed steadily from 12.8% in 2000 to 18.8% in 2016. More than half in 2016 were working full time.-The Week, April 13, 2018

Be Happy

Be Happy, Have Fun, Cook, Communicate, Get Real, and Most Importantly Love. Simple yet complete. Enjoy.

Gross Domestic Product Growth Rate

The annual GDP Growth Rate in the U.S. averaged 3.19% from 1948 until 2017.-Trading Economics

Why Don't Most Americans Do Estate Planning?

Seventy-four percent of Americans said estate planning is confusing. Only a bit more than half of Americans have a will and just 17% have a trust. Only 10% of those without a will or trust have spoken with an attorney or other...

Are We Making Progress or Regress?

Not a day goes by without some change. Some of us weigh daily, some would be driven batty by this. If we keep in mind what brings us Joy and what darkens our day, and look toward the Joy, would that help? It might, or we could learn to...

Happy Presidents' Day

Have Fun with Presidents' Day whether you're on the job, in the office, washing the dishes, or day dreaming. Not my monkey? What does that mean to you?

Financial Planning?

Vision, Goals, Planning, Checking Progress, how very lovely.

How Is 2018 Going?

Seriously, how is your 2018 so far? Has the tax law or increasing market levels had an impact on your plans or actions? Have new medical breakthroughs been a blessing yet? I your family expanding with new grandchildren, or adventures,...

New and Improving Perspective

Isn't that fun? My sixth decade is coming to a close and a new and improving birthday approaches. Oh boy, now I cannot contribute to my SEP-IRA or IRA, and wonder of wonders have the personal experience of the blessing of an RMD...

2018, Another Exciting Year Begins

Okay? What shall we do next? Great Question. Review our situation and plan, and take appropriate action.

Year End Planning?

Can be so effective in so many ways.

How Do Successful People?

Get That Way? Great Question. Simple Elegant Wealth Management might be your answer.

Simple Elegant Wealth Management

WM=IC+AP+RM Wealth Management Equals Investment Consulting Plus Advanced Planning Plus Relationship Management Simple Elegant Process.

Healthy People

Healthy people make 28% more over their lifetimes than unhealthy people. MarketWatch, October 30, 2017

Amazon and Job Creation

If Amazon were a U.S. state, it would rank fifth in terms of job creation in the 12 months ending in June, 2017. Only Texas, California, Florida, and New York added more jobs over that time period.-Bureau of Labor Statistics

Record Setting Number of Job Openings

In July, there were 6.17 million job openings in the U.S., the highest figure on record.-The Economist, September 12, 2017

Jobs Are Available in the U.S.A.

In the United States, there is a record number of job openings- around 6 million. That is about one job opening for every officially unemployed person in the country.-NPR.org, Aug 31, 2017

Pets and Presidents of the U.S.A.

Donald Trump is the first U.S. president without a pet since Andrew Johnson left office in 1869. -The Economist, July 17, 2017

Vacation? Recovery

It takes most people about six months to recover financially after a vacation. On average, survey respondents spent about 10% of their annual income on trips. -CNBC.com, June 20, 2017

Retirement Income Planning

How am I going to pay my bills, live like I do now, and keep my lifestyle going? Also, can I now finally kick up my heals and travel? I just don't want to be blindsided along the way? These are questions we address daily with Joy,...

Monday Talking Point

Americans made 433 million fewer trips to eateries at lunchtime last year than in 2015, resulting in roughly $3.2 billion in lost business for restaurants. It was the lowest level of lunch traffic in at least four decades.-The Wall...

Healing From Loss

For those of you who have lost someone close to you, Summer is a time to cherish what we knew, heal from whom we have lost, and begin to grow to the new you. Don't let any of us should on you or give you a time line. We all healed and...

Federal Employees

Many Federal Employees are considering retiring and enjoying the next stage of life. Happy to be there for you. Give us a call: 972-437-4089.

Procrastination

Have we been Procrastinating today and enjoying it or feeling guilty about it? Dan Sullivan, has some thoughts on this and has been doing a series on The Joy of Procrastination on YouTube with Dean Jackson, it is a lively and stress...

High Cost Of Federal Regulations

In 2016, Americans spent an eye-watering $1.9 trillion just to comply with federal regulations. If the regulations were a country, they would be the world’s seventh-largest economy. Our regulatory tab is nearly as large as the...

Non Farm Employment Growth?

In April, non-farm private employment rose for the 86th straight month, the longest such streak on record.-WSJ.com, May 11, 2017

Jobs? They Are Available.

There are more than 500,000 open computing jobs nationwide, but less than 43,000 computer-science students graduated into the workforce last year.-USA Today March 28, 2017

Taxes? Whose Paying?

The richest 20% of Americans pay the most in income taxes, forking over nearly 87% of all the income tax collected by Uncle Sam.-MarketWatch, Feb 23, 2017

Retirement Savings

For every dollar people are contributing to their retirement savings, about 40 cents is being withdrawn before they reach their late 50’s.-MarketPlace, February 13, 2017

Bottled Water?

Some 45% of bottled water brands are sourced from the municipal water supply- the same source as what comes out of the tap.- MarketWatch, March 12, 2017

Bacon

The U.S.’s bacon reserves plunged to their lowest levels since 1957 because of soaring demand. Pork belly prices have jumped 20% in January alone.-USA Today, February 1, 2017

U.S. Imports

U.S. imports made up just 15% of our GDP in 2015- which makes us less reliant on imports than almost any other country. Less than 3% of U.S. spending is on Chinese imports.-The Economist, January 26, 2017

Are Your Appliances and Pants, Connected?

Sensors and devices are embedded in everything from cars and street lamps to wearables and wind turbines. In 2016, 5.5 million new things got connected to network infrastructure each day.-Deloitte.wsj

Texas is a Tax Haven?

Professional athletes have complicated tax situations- for every game they play in, they have to pay the income tax rate of the state where the game is played. Since the Super Bowl was in Texas, a state that doesn’t impose the...

Housing Prices Are Rising

The total value of the U.S. housing stock grew to a record $29.6 trillion in 2016, an increase of nearly 6% and $1.6 trillion over the previous year.-MarketWatch, Jan 6, 2016

Taxes Whose Paying What?

The top 1% of households earn 17.2% of all U.S. income but pay 28.7% of all federal taxes. -Wall Street Journal, Dec 1, 2016

Google?

Roughly a billion people around the world now use each of Google’s most popular services: Chrome, Google Maps, Gmail, Android, and YouTube. By Google’s estimates, that’s nearly a third of the global online population...

Retirement

We help people retire, have fun and have money left over. Let us know how we can help you with that.

Wealth Management

Is there a process and is it being followed? We do and highly recommend: WM=IC+AP+RM. Wealth Management Equals Investment Consulting Plus Advanced Planning Plus Relationship Management. Give us a call for your Second Opinion. Look...

Our Wealth Management

Isn't funny? When we think of Wealth Management some investors and Wealth Managers start and stop with Investment Counseling, better known as portfolio management. Golly what about Advanced Planning? Tax Planning (Federal, State,...

Our Story

We have been investing since age 16 in New Jersey. Studied at TCU and received my first degree in Economics. Those investments paid for our sophomore year at TCU. My brother Ron loaned me the money for the Junior year and I won a...

Wealth Management

Wealth Management = Investment Consulting + Advanced Planning + Relationship Management Investment Consulting= Management of all investment elements to maximize the probability of clients achieving all that is important to them....

What's Important To Y'all?

Most of us who have accumulated wealth by working hard at what we love to do, worked with experts along the way. Whether it is a hail damaged roof, a CPA, Estate Planning Attorney, Master Mechanic who specializes in our make and model...

Good Health

We are thankful and treasure our good health. We work at it as well. Diet (eating properly and modestly),Exercise, not like an Olympic athlete yet with vigor and purpose (interval training), and Rest (the hardest for us.) We have a bad...

It's Thanksgiving In Canada?

Guess we all have our traditions and holidays. Thanksgiving is one of my favorites, good food, family, friends, football, and walking off the dinner. We luck we give thanks are filled with gratitude, and energized to finish out the...

Crisis?

How is that working for us? It depends. We can sit and spit. Complain and Worry and get in a Hurry.OrWe can Plan ahead, Work our Plan, and Enjoy the Journey. Give us a call and let's talk. We will listen and learn about you.

Number One Retirement Planning Concern for Women?

Recent research reveals it is planning for Healthcare Costs and Long Term Care Costs, during Retirement. Wow, That is a great question, and not to sorry there are answers as well.No kidding.

Hang In There

Persistence, nothing quite can replace it. We listen, learn, plan, and those who do, take action. Then we follow up. Listen somemore, and consider it all JOY.

We Want Your Help?

How can we help eachother is a great question for both of us. What do we bring to the table and enjoy giving away, and have expertise to make a difference? How can we identify this? What do people keep asking us to do? That is the...

How Does That Work?

Saving: spending less than we make? Yes, that's right, it is how we learn to say yes to our future and no to an impulse or two. It is a good habit one which many of us were taught when we were young and kept up with it. Then there is...

Success Stories

Years ago, when I went from being a tax practitioner CPA to a Financial Advisor, we saw lots of testimonials which highlighted long term investors who had invested in a particular mutual fund, stuck with it, reinvested their dividends...

R and R (Rest and Rejuvenate?

Yes, it is rest and rejuvenation, relaxation, adding perspective expanding our horizons, and broadening our smiles, joy, and lives. Wouldn't you agree?

Listen To Me Really Really

Closely. Why? Well over time, have you noticed, markets in the U.S. have over time gone up? Just curious. Now there are days and months, and years, and even decades where it has gone down or sideways but from the day I was born in 1948...

Why I am Passionate About Financial PLanning

It is simple, I love helping guiding and mentoring my clients while they do the very same thing for me. We have grown over the years and learned what we like and what we don't like, and what we love and what brings us JOY.Let's plan...

What Brings Us Joy?

That depends? For some of us, the work, it is all about the work. So, we need to be reminded to take a breath, enjoy the art, flowers and Joy of life, simply being alive and if blessed with health, well. If not be a great example of...

Is It Time To Panic?

That depends on us. Do we enjoy being anxious, looking over our shoulders, fearing each moment and what might happen to us and our $$? I don't and I hope and pray you don't either. There are cycles, on the streets and in business. Take...

What Can We Learn From The Hawk?

Just about every day a large hawk buzzes our building. Such a treat to see. He flies, glides, and we cannot see him land because it is a flight or two up from us and the angle is bad. Which reminds me. What can we learn from the hawk?...

How This Works?

Procrastination? Not a favorite word and the costs big, right along with the guilt we all feel about it. Not to worry about Procrastination. Just as soon as I meet someone who can turn back the clock and give us another chance, I will...

Financial Planning?

So, is that investments? Insurance? What? Listening and Learning about the client (goals, fears, objective, where you are today and where you would like to go in the future). That is to say, collect data (feeling and factual), Analyze...

Dollars and Sense

Wish they sent together more often? Perhaps we can shine a light on this. Behavior Finance is becoming popular (understanding why we do what we do with our $$$.) Seems like the more secure we are in our lives (that is internally secure...

It's Not New or News?

Saving on a Regular Systematic Basis: Can over time address, pursue, and with luck, planning, adjustments, management, along with course corrections, might even help us reach our goals, no kidding.

Nightmare

One of my favorite authors: Kurt Vonnegut, "Nightmare, waking up one morning and realizing your high school graduating class is running the country."

This Week

Greek deal cut, Republicans multiplying like wire hangers in a motel room, kids driving mom and dad nuts (school's out), old guys gathering around telling stories, markets open and moving in three directions at once. What shall we do?...

Your Ideal Weekend?

Could be boating, or floating, or simply relaxing or a sweet quinceanera party on Saturday. Relax enjoy and inspire.

How Do We Move Forward From Here?

Let's chew on this question. Where do we want to go? It is summer, how about planning a trip/vacation? Okay, where would we like to go? Gets harder to do when we have been so many places already, yet......Let's see New England, and...

Find Our Passionate Purpose?

We can hear it in your voice and see it on your face, Passionate Purpose. Isn't it grand to know what we love to do and do it well? Our office does what is called Financial Planning, that includes a lot of listening to you and your...

Financial Planning?

Listening to you, learning your goals, hope and dreams, hearing your story, learning about where you are financially (wealth, tax, insurance, pension, Social Security), emotionally. Collecting your data, Analyzing your information,...

Something New?

Yes, introduced to something new which you might find of interest, if you would like to limit your potential losses, and still be in a position for potential gains, without fees? Sounded just like what a client would design and easy to...

Pressing On Down The Road

to a happier, more organized, planned in advance, with room for surprises, and a bit of humor? That is what we like to do with our clients, day in and out. Come see us for some helpful hints. www.johncheckijr.com

Kicking The Can Down The Global Path

Who wants Greece to drop out? Not the leaders I am told, not Germany either. Who wants that on their resume? Could be a temporary decrease in prices? What will that mean to long term bargain hunters? You tell me.

How's Our Health?

This has a tremendous impact on our daily lives. What steps are we taking to maintain or improve our health along with our state of mind? Great questions. Wonder if doing what we love, using smaller food plates, and laughing more often...

How Will I Pay My Bills When I Retire?

Great question. Answer: It is a matter of cash flow both in and out. We plan ahead to help you properly arrange your assets to provide you the potential to have the cash flow you would like to have.I hope that was helpful. Look forward...

Are You Changing Firms?

Nothing like a reorganization or reformation to present a little chaos and questions. We have helped clients with this over the years and look forward to hearing your story, when you feel you need us. www.johncheckijr.com

Tuesday

Take stock, make plans, execute the plan, follow up and review. Have fun with it.

Summer TIme

Wonderful time to take a breath, look around, determine what is important and what is not. Have fun with it.www.johncheckijr.com

Summer

A wonderful time to rest reflect and plan ahead. Let us help you put your financial house in order.

Tax Diversification

Planning ahead? Great, we are strong experienced and knowledgeable in tax planning. Give us a call 972-437-4089, if you would like to hear more. John Checki

How Does This Financial Planning Work?

Thank You, for asking. We listen and learn about you, your family, your goals and objectives, where you are now financially, socially, and with family and career, collect information, analyze the information, come up with a plan of...

What Would You Like 2014 to do for you?

2014, what would you like 2014 to do for you and your family? Let's plan it together. John Checki

What Else Would We Like to do in 2013?

May seem like a funny question at this time of year, but how would we like to close out the year? Are we entering our first running race, say a half-marathon, and have our doubts about finishing up well? Do we have a 401K which is...

Summer is over, let's see you

Why? How about a free review of your long term goals, and let's if you are on track.

Listen Up?

How is your month going?

Make This Day

Worth living and remembering. How? Let's plan ahead and work that plan. It will be fun.

What Are The Seven Biggest Concerns for Boomers?

Great question. It begins with Health, Health Care Costs, Running Out of Money Worries, Taxes, Relationships, Boredom, and Family. Health, depends how well we chose our parents, and what we did with our God given gifts (diet, exercise,...

Tax Advantage Retirement Income

Wouldn't it be fun to not only have Retirement Income, but to have Tax-Advantaged Retirement Income? Of course it is. Nothing new about this. Whether it is the partially federal income tax sheltered income from Alternative Investments...

Now What Are Your Main Concerns?

Is it health? Hardly a week goes by without a story and concern about health, young and old alike. What steps are we taking to put us in the best position to be healthy and fit? Do we have a routine in place that we enjoy and follow?Is...