TCU Graduate and Frog Club Member and Supporter
From Here and Now to WOW®
How To Have Fun and Still Have Money®
This is our theme and philosophy.
Is Your Money Working as hard for you
as you are for It?
Are your Financial and Estate Plans
The Best You can Have?
Is your Advisor Team available and on top of the ever changing Laws & Landscape?
Over time and with experience and constant research
we have discovered answers.
You Ask us Your Wealth Management Question
We at the firm will be answering your question personally, right here in Richardson.
From Here and Now To WOW®
Yes, we have a wide choice of recommendations available to address and pursue your goals, and we enjoy visiting with our clients regularly so we can focus on what continues to be your hopes, dreams, and goals.
Plus our office has a great view and art collection for your enjoyment.
In these curious times, families face new challenges, this is part of our process.
Have Fun and Be Well.
Simple Elegant Wealth Management
1. Making Smart Money Decisions?
2. Working on Relationship Management?
3. How is Advanced Planning Going?
Golly if you would like your Plan of Action Stress Tested, along with making sure you are working with the right team of professionals, give us a call.
We are constantly researching here and across the country for new ideas.
Planning our future is an ongoing process which we enjoy thoroughly and daily.
Best of good fortune to one and all.
Widows and Widowers,
I became a widower in 1999, have been through process of
recovery and have helped others with it as well. We attend
workshops and engage consultants who specialize in helping
Widow and Widowers.
Business Owners, many of our clients are Business Owners, we
enjoy helping them with their areas of concern, and consult with
Professional Teams of Advisers to address their questions.
Engineers, Golly we have lots of Engineer clients, and do our
best to help them get the answers they seek. In time, retirement
comes up and we have helped many of them retire successfully.
Simple Elegant Wealth Management, Equals
Feel Free To Give Us a Call
Call us and let's explore the questions and answers together.
Doing our Best to Make Work Optional For Our Clients.
We Look forward to hearing your story.
What we do might not be all that interesting,
but why we do it is.
Here's my story.
John J. Checki Jr. Our Story,
Financial Planning and Simple and Elegant Wealth Management? What we do doesn't
sound all that interesting, yet why we do it, is. How did I become a wealth manager, financial
planning, and retirement income planning specialist, for widows and widowers, along with Engineers, and Business Owners (ready to walk off the stage)? It started with
a sense of Joy and Humor, to help clients remember how far they have come along in life
toward their hopes, dreams and goals. As a very little boy, my father wore suits and ties to
work. Thanks to his boss, my mom’s uncle Willie’s murder, dad went from blue suits to a blue
collar. His income dropped by 80% overnight and our lives were forever changed. Promised
myself, I would help families have the plan and resources to meet and beat the bumps in the
road of life. He also was a motivator. I was inspired when my father said to me, “Johnny, I
don’t care where you go to school, cause I’m not paying for it.” My dad doing his motivational
speaker debut. Must have been the right phrase for me, I have two college degrees and a trio
of certificates, more importantly, I went to work to prevent other families from having to tell
their children, they could not educate them, nor could they build wealth or financial
independence. The mission was on for me. My parents worked hard, saved, but never did all
that well with money. They talked about money (the lack of) and work. Work as in how hard it
was, and how they wished it wasn’t that way. The Joy and Humor? Well, kissed my wife good
bye on March 15th, 1999, never saw her again. She was killed in a car wreck, while she was
driving South on I-35 to see children and grandchildren. We had an estate plan in place,
again, the mission was and is on. The Humor? When you are widowed at 51 you can develop
perspective on what is and what is not a bad day. Went to Stand-up Comedy Schools to learn
how not to step on the laughs. Also, a passion? To help Widows and Widowers grow through
the Suddenly Single Experience.
As a little boy, I had dimples lived in a two story, two family house, on the not so amazing part
of town, yet had the good luck to meet Mr. Connolly, who was kind enough to live upstairs,
and take walks with me after dinner and talk about college, investments, and life in general.
He helped me develop my curiosity about the stock market. Corpus Christi Church helped me
develop memory skills, and belief in God. Lincoln Grade School, Franklin Jr. High School, and
Hasbrouck Heights High School honed my math and speech skills. Newark College of
Engineering introduced me to the power of flunking a course, and how to respond to
scholastic probation. Decided not to be an engineer, since I could not draw or spell. Sun
Chemical helped me learn about long range research and patents. Shop-rite Supermarket
introduced me to a stock broker, who helped me open up a brokerage account and I started
investing while in high school. Won, lost, and learned about buying and selling stock, saving,
taxes, reading and hearing other people stories. TCU taught me writing, speaking, and
Economics. The University of Texas Arlington, helped me with my Accounting degree. Wow,
what an adventure. Also bought an MGA, fun little car. Still like convertibles especially luxury
sports cars. The MGA is long gone. The Passion and Purpose live on daily.
When all is said and about to be done, I love to ask the right questions to better understand
you, and see if we can work together improving each other’s lives and making life more
pleasant and enriching our worlds. Have fun and be well.
John Checki Jr.
CPA CFP® CRC®
Working with You as, Your Personal Chief Financial Officer.
Wealth Management =
Investment Consulting + Advanced Planning + Relationship Management
TCU Frog Club Member, and happy TCU graduate. Go Frogs! Member of The Plano Senior Council, Treasurer of The Plano Senior Council.
Women and Retirement
Women must be ready to spend, on average, more years in retirement than men.
Understanding the Alternate Valuation Date
Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."
Critical Estate Documents
Sound estate management includes creating financial and healthcare documents. Here's an inside look.
If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
When to start? Should I continue to work? How can I maximize my benefit?
Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
Estimate your monthly and annual income from various IRA types.
Determine your potential long-term care needs and how long your current assets might last.
This calculator can help determine whether it makes sense to refinance your mortgage.
This calculator shows how inflation over the years has impacted purchasing power.
Enter various payment options and determine how long it may take to pay off a credit card.
Use this calculator to estimate your capital gains tax.
Using smart management to get more of what you want and free up assets to invest.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some key concepts to understand when investing for retirement
There’s an alarming difference between perception and reality for current and future retirees.
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
Would you guess that Millennials are effectively saving for retirement? Well, they are.
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
You’ve made investments your whole life. Work with us to help make the most of them.
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?